Legal - the small print
TERMS OF USE
Welcome to the Internet site NFIAS.COM. Please read these Terms of Use carefully before using NFIAS.COM. By using NFIAS.COM, you agree to be bound by these terms of use. If you do not agree to these terms of use, please exit this site. We reserve the right, at our discretion, to modify, add or delete portions of these terms at any time by posting updated terms of use on NFIAS.COM. Your continued use of the Service following the posting of updated terms of use will mean that you agree to those changes.
DO NOT RELY ON THIS WEB SITE FOR FINANCIAL, LEGAL OR TAX ADVICE. SEEK COUNSEL OF A LICENSED ATTORNEY OR QULAIFIED FINANCIAL ADVISOR IN YOUR AREA FOR ANSWERS TO YOUR FINANCIAL, LEGAL OR TAX PROBLEMS OR QUESTIONS.
PRIVACY
NFIAS.COM values the privacy of the user. The collection, use and disclosure of any personally-identifying information collected through use of the site or submissions of the users will only be used to communicate with the user. Information will not be sold, distributed or published.
The owner of this site has no control over third party resources, content or information gathering practices of other sites. NFIAS.COM disclaims all responsibility for the accuracy, content and/or appropriateness of these external pages.
NFIAS.COM makes no claims as to the information gathering practices of the company that provides hosting for this site. For more details, please visit the Privacy Policy page of the hosting company (link to host site).
INTERNET LINKING TO NFIAS.COM
NFIAS.COM encourages and permits links to content on this site. However, NFIAS.COM is committed to the highest ethics and standards in both fact and appearance. Therefore, the linking should not (a) suggest that NFIAS.COM promotes or endorses any third party’s causes, ideas, web sites, products or services, or (b) use NFIAS.COM content for inappropriate commercial purposes. We reserve the right to withdraw permission for any link.
FRAMING
Framing is a format for web documents that divides the screen into segments, each with a scroll bar as if it were a “window” within the window. NFIAS.COM does not allow framing of its web site by any other Internet web sites.
COPYRIGHT AND TRADEMARKS
The contents of NFIAS.COM are protected by U.S. and international copyright laws. You may not reproduce, distribute, transmit, display, prepare derivative works, or perform any copyrighted material on the NFIAS.COM without the prior written consent of NFIAS.COM, except as provided in this paragraph. You may copy and print a limited amount of content for your personal, non-commercial use only, provided that you include all copyright and other notices contained in the content and that you do not modify the content. Any other use of NFIAS.COM content requires prior written permission from NFIAS.COM.
All trademarks, service marks, logos and trade names, whether registered or unregistered, are proprietary to NFIAS.COM or to other companies where so indicated. You may not reproduce, download or otherwise use any such trademarks, service marks, logos or trade names without the prior written consent of the appropriate owner thereof.
DISCLAIMERS UNLESS OTHERWISE SPECIFICALLY STATED, ALL MATERIALS ON NFIAS.COM ARE MADE AVAILABLE ONLY FOR INFORMATIONAL PURPOSES. THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, NFIAS.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NFIAS.COM DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NFIAS.COM DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
LIMITED LIABILITY IN NO EVENT SHALL NFIAS.COM, ANY THIRD PARTY PROVIDER, OR ANY VENDOR BE LIABLE TO USER OR ANYONE ELSE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM INCONVENIENCE, DELAY OR LOSS OF THE USE OF THE MATERIALS, PRODUCTS, OR SERVICE) ARISING OUT OF OR RELATED TO THE SERVICE OR THIS AGREEMENT, EVEN IF NFIAS.COM OR SUCH THIRD PARTY PROVIDER OR VENDOR HAS BEEN ADVISED OF OR IS OTHERWISE AWARE OF THE POSSIBILITY THEREOF, EXCEPT AS LIMITED BY APPLICABLE LAW. THE MAXIMUM AGGREGATE LIABILITY OF NFIAS.COM FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT, REGARDLESS OF THE FORM OR CAUSE OF ACTION, SHALL BE ONE HUNDRED U.S. DOLLARS (U.S.$100). SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO USER. USER MAY BRING NO ACTION REGARDLESS OF FORM ARISING OUT OF THIS AGREEMENT MORE THAN ONE (1) YEAR AFTER THE CAUSE OF ACTION HAS ACCRUED.
LINKING DISCLAIMER
The links to the external, third party sites are NOT under the operation or control of NFIAS.COM in any way. The third party, external materials and sites are provided “AS IS” and without warranties of any kind either express or implied including, but not limited to, implied warranties of merchantability and fitness. NFIAS.COM makes no warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information obtained by the user through linking to the external sites.
While every effort is made to keep the links up to date and to provide accurate, timely and appropriate information, NFIAS.COM makes no assurances, and assumes no responsibility regarding the accuracy, functionality or completeness of the information. NFIAS.COM does not endorse the content or control the policies of the outside sites, and is not responsible or liable for the content or policies of these sites. NFIAS.COM does not warrant or assume any responsibility regarding the use or the results obtained by using the third party, external materials and sites with regard to their correctness, accuracy, timeliness, reliability, or any other issue.
JURISDICTIONAL AGREEMENT
This web site (excluding linked sites) is controlled by NFIAS.COM in the State of California, United States of America. By accessing this web site, user and NFIAS.COM agree that all matters relating to user’s access to, or use of, this web site shall be governed by the statutes and laws of the State of California, and the federal laws of the U.S.A., without regard to the conflicts of laws principles thereof. The application of the United Nations Convention of Contracts for the International Sale of Goods, and the model Uniform Computer Information Transactions Act approved by the National Conference of Commissioners on Uniform State Laws (as enacted and/or modified into any state law in the U.S.A.), are expressly excluded and shall not apply.
User and NFIAS.COM also agree and hereby submit to the exclusive personal jurisdiction and venue of the State courts in Los Angeles County, California, with respect to all matters relating to user’s access to or use of this web site or any Product, Material or Service. The parties consent to such jurisdiction and venue.
SEVERABILITY; INTEGRATION
This Terms of Use agreement constitutes the entire agreement between NFIAS.COM and the user with respect to this web site and supersedes all prior or contemporaneous communications and proposals, whether oral, written, or electronic, between you and us with respect to this web site. If any part of this agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intent of the parties reflected in this Terms of Use agreement, and the remaining portions shall continue in full force and effect.
CHANGES TO THIS AGREEMENT NFIAS.COM
may revise this Privacy and Terms of Use Statement at any time without notice. Although NFIAS.COM will endeavor to highlight any changes to this Statement, you should revisit this site periodically to make sure you are aware of the most recent terms, because they will be binding on you. Your use of the site after such changes constitutes your agreement to such changes.
If you have any questions or complaints regarding this Terms of Use Statement, please contact webmaster@nfias.com and we will endeavor to respond to you promptly.